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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,039 | $88,186-35.3% | $165,071-65.4% | $74,459-23.4% |
| Participation rate | 54.7% | 73.1%-18.4pp | 78.6%-23.9pp | 67.2%-12.5pp |
| Annual return | 20.87% | 17.13%+3.7pp | 70.17%-49.3pp | 1369.70%-1348.8pp |
| Employer contribution / active EE | $2,308 | $2,600-11.2% | $4,347-46.9% | $2,626-12.1% |
| Participant deferral / active EE | $4,713 | $4,505+4.6% | $6,035-21.9% | $4,350+8.4% |
| Admin fee / account holder | $18 | $2,234-99.2% | $12,695-99.9% | $1,945-99.1% |