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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,855 | $136,860+23.4% | $120,344+40.3% | $154,746+9.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 11.38% | 21.38%-10.0pp | 20.30%-8.9pp | 172.34%-161.0pp |
| Employer contribution / active EE | $1,421 | $3,533-59.8% | $3,020-52.9% | $4,379-67.6% |
| Participant deferral / active EE | $7,567 | $5,793+30.6% | $5,135+47.4% | $6,730+12.4% |
| Admin fee / account holder | $2,101 | $15,393-86.3% | $12,742-83.5% | $14,365-85.4% |