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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,855 | $124,425+35.7% | $112,040+50.7% | $137,256+23.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.38% | 24.72%-13.3pp | 24.52%-13.1pp | 220.34%-209.0pp |
| Employer contribution / active EE | $1,421 | $3,411-58.3% | $2,954-51.9% | $4,156-65.8% |
| Participant deferral / active EE | $7,567 | $5,718+32.3% | $5,098+48.4% | $6,407+18.1% |
| Admin fee / account holder | $2,101 | $15,207-86.2% | $12,098-82.6% | $12,270-82.9% |