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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,808 | $126,661-89.1% | $113,397-87.8% | $138,895-90.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 19.39% | 25.05%-5.7pp | 23.20%-3.8pp | 145.39%-126.0pp |
| Employer contribution / active EE | $1,276 | $3,456-63.1% | $2,977-57.1% | $4,194-69.6% |
| Participant deferral / active EE | $3,426 | $5,693-39.8% | $5,076-32.5% | $6,396-46.4% |
| Admin fee / account holder | $885 | $14,549-93.9% | $11,957-92.6% | $12,562-93.0% |