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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,198 | $160,040-68.6% | $147,096-65.9% | $145,877-65.6% |
| Participation rate | 55.6% | 84.0%-28.5pp | 82.2%-26.6pp | 80.3%-24.7pp |
| Annual return | 20.81% | 98.49%-77.7pp | 419.75%-398.9pp | 551.28%-530.5pp |
| Employer contribution / active EE | $2,611 | $5,289-50.6% | $4,936-47.1% | $4,663-44.0% |
| Participant deferral / active EE | $11,461 | $8,429+36.0% | $8,071+42.0% | $6,691+71.3% |
| Admin fee / account holder | $8,943 | $15,050-40.6% | $13,005-31.2% | $13,402-33.3% |