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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,282 | $180,749-72.2% | $160,784-68.7% | $137,256-63.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 21.46% | 2234.46%-2213.0pp | 1803.92%-1782.5pp | 220.34%-198.9pp |
| Employer contribution / active EE | $1,758 | $4,155-57.7% | $3,733-52.9% | $4,156-57.7% |
| Participant deferral / active EE | $13,481 | $6,844+97.0% | $6,293+114.2% | $6,407+110.4% |
| Admin fee / account holder | $330 | $10,397-96.8% | $9,717-96.6% | $12,270-97.3% |