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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,125 | $107,421-71.0% | $182,262-82.9% | $94,015-66.9% |
| Participation rate | 81.5% | 77.8%+3.7pp | 84.2%-2.7pp | 70.8%+10.7pp |
| Annual return | 9.47% | 21.32%-11.8pp | 140.60%-131.1pp | 17.84%-8.4pp |
| Employer contribution / active EE | $3,065 | $3,448-11.1% | $5,046-39.3% | $2,790+9.9% |
| Participant deferral / active EE | $5,320 | $6,558-18.9% | $8,276-35.7% | $4,249+25.2% |
| Admin fee / account holder | $3,878 | $8,692-55.4% | $16,712-76.8% | $8,951-56.7% |