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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,125 | $106,524-70.8% | $152,301-79.6% | $87,485-64.4% |
| Participation rate | 81.5% | 75.8%+5.7pp | 82.4%-1.0pp | 68.9%+12.5pp |
| Annual return | 9.47% | 26.89%-17.4pp | 80.50%-71.0pp | 26.06%-16.6pp |
| Employer contribution / active EE | $3,065 | $3,371-9.1% | $4,624-33.7% | $2,596+18.1% |
| Participant deferral / active EE | $5,320 | $6,525-18.5% | $8,004-33.5% | $4,274+24.5% |
| Admin fee / account holder | $3,878 | $8,287-53.2% | $14,398-73.1% | $7,775-50.1% |