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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,768 | $78,015+53.5% | $178,505-32.9% | $80,959+47.9% |
| Participation rate | 66.0% | 65.7%+0.4pp | 77.1%-11.1pp | 67.7%-1.6pp |
| Annual return | 19.25% | 18.10%+1.1pp | 27.16%-7.9pp | 35.67%-16.4pp |
| Employer contribution / active EE | $1,461 | $2,281-36.0% | $3,955-63.1% | $2,757-47.0% |
| Participant deferral / active EE | $2,888 | $4,406-34.4% | $6,280-54.0% | $4,300-32.8% |
| Admin fee / account holder | $9,510 | $7,160+32.8% | $10,428-8.8% | $6,925+37.3% |