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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,768 | $78,027+53.5% | $178,528-32.9% | $80,925+48.0% |
| Participation rate | 66.0% | 65.7%+0.4pp | 77.1%-11.1pp | 67.7%-1.6pp |
| Annual return | 19.25% | 18.09%+1.2pp | 27.11%-7.9pp | 35.65%-16.4pp |
| Employer contribution / active EE | $1,461 | $2,281-36.0% | $3,950-63.0% | $2,756-47.0% |
| Participant deferral / active EE | $2,888 | $4,408-34.5% | $6,278-54.0% | $4,299-32.8% |
| Admin fee / account holder | $9,510 | $7,168+32.7% | $10,419-8.7% | $6,940+37.0% |