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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,768 | $77,164+55.2% | $178,014-32.7% | $80,874+48.1% |
| Participation rate | 66.0% | 65.7%+0.3pp | 77.1%-11.1pp | 67.6%-1.6pp |
| Annual return | 19.25% | 18.09%+1.2pp | 294.80%-275.6pp | 35.62%-16.4pp |
| Employer contribution / active EE | $1,461 | $2,288-36.1% | $3,950-63.0% | $2,756-47.0% |
| Participant deferral / active EE | $2,888 | $4,408-34.5% | $6,276-54.0% | $4,297-32.8% |
| Admin fee / account holder | $9,510 | $7,164+32.7% | $10,362-8.2% | $6,935+37.1% |