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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,749 | $106,864-32.9% | $147,318-51.3% | $82,637-13.2% |
| Participation rate | 50.0% | 75.5%-25.5pp | 82.1%-32.1pp | 68.1%-18.1pp |
| Annual return | 14.97% | 27.49%-12.5pp | 70.43%-55.5pp | 53.51%-38.5pp |
| Employer contribution / active EE | $970 | $3,417-71.6% | $4,593-78.9% | $2,552-62.0% |
| Participant deferral / active EE | $5,455 | $6,496-16.0% | $7,906-31.0% | $4,126+32.2% |
| Admin fee / account holder | $9,391 | $8,415+11.6% | $13,708-31.5% | $7,339+28.0% |