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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,636 | $154,228+6.7% | $145,433+13.2% | $137,256+19.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 4.89% | 74.59%-69.7pp | 66.58%-61.7pp | 220.34%-215.5pp |
| Employer contribution / active EE | $5,211 | $4,804+8.5% | $4,554+14.4% | $4,156+25.4% |
| Participant deferral / active EE | $12,527 | $8,216+52.5% | $7,897+58.6% | $6,407+95.5% |
| Admin fee / account holder | $158,190 | $14,344+1002.9% | $13,129+1104.9% | $12,270+1189.2% |