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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,730 | $46,688+30.1% | $189,758-68.0% | $69,733-12.9% |
| Participation rate | 62.7% | 61.7%+1.0pp | 79.8%-17.1pp | 62.5%+0.3pp |
| Annual return | 17.70% | 14.35%+3.4pp | 52.62%-34.9pp | 15.22%+2.5pp |
| Employer contribution / active EE | $1,907 | $1,695+12.5% | $4,767-60.0% | $2,250-15.2% |
| Participant deferral / active EE | $4,229 | $2,143+97.4% | $5,856-27.8% | $3,054+38.4% |
| Admin fee / account holder | $1,082 | $1,700-36.4% | $20,388-94.7% | $3,102-65.1% |