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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,730 | $43,496+39.6% | $161,489-62.4% | $64,340-5.6% |
| Participation rate | 62.7% | 53.5%+9.2pp | 78.7%-16.0pp | 55.2%+7.5pp |
| Annual return | 17.70% | 20.76%-3.1pp | 89.72%-72.0pp | 24.14%-6.4pp |
| Employer contribution / active EE | $1,907 | $1,431+33.3% | $4,268-55.3% | $1,862+2.4% |
| Participant deferral / active EE | $4,229 | $1,996+111.9% | $5,630-24.9% | $2,980+41.9% |
| Admin fee / account holder | $1,082 | $2,330-53.6% | $16,006-93.2% | $3,703-70.8% |