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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,730 | $45,343+33.9% | $150,298-59.6% | $67,986-10.7% |
| Participation rate | 62.7% | 51.9%+10.9pp | 77.8%-15.0pp | 57.2%+5.5pp |
| Annual return | 17.70% | 33.28%-15.6pp | 62.79%-45.1pp | 31.67%-14.0pp |
| Employer contribution / active EE | $1,907 | $1,462+30.5% | $4,154-54.1% | $2,019-5.5% |
| Participant deferral / active EE | $4,229 | $2,055+105.8% | $5,453-22.4% | $3,358+25.9% |
| Admin fee / account holder | $1,082 | $2,250-51.9% | $14,116-92.3% | $3,203-66.2% |