Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,848 | $55,902-35.9% | $76,030-52.8% | $80,959-55.7% |
| Participation rate | 45.6% | 62.1%-16.5pp | 69.1%-23.4pp | 67.7%-22.1pp |
| Annual return | 10.10% | 20.59%-10.5pp | 361.54%-351.4pp | 35.67%-25.6pp |
| Employer contribution / active EE | $1,401 | $1,867-25.0% | $2,688-47.9% | $2,757-49.2% |
| Participant deferral / active EE | $2,293 | $3,051-24.8% | $4,257-46.1% | $4,300-46.7% |
| Admin fee / account holder | $4,012 | $5,239-23.4% | $6,421-37.5% | $6,925-42.1% |