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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,361 | $178,174-35.8% | $156,181-26.8% | $137,256-16.7% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.8%+12.8pp | 80.0%+11.7pp |
| Annual return | 6.54% | 84.19%-77.7pp | 64.87%-58.3pp | 220.34%-213.8pp |
| Employer contribution / active EE | $8,673 | $4,972+74.5% | $4,294+102.0% | $4,156+108.7% |
| Participant deferral / active EE | $7,827 | $6,888+13.6% | $6,132+27.6% | $6,407+22.2% |
| Admin fee / account holder | $2,249 | $17,404-87.1% | $14,586-84.6% | $12,270-81.7% |