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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,361 | $199,109-42.6% | $173,730-34.2% | $154,746-26.1% |
| Participation rate | 91.7% | 82.8%+8.9pp | 79.6%+12.1pp | 80.7%+11.0pp |
| Annual return | 6.54% | 20.02%-13.5pp | 19.96%-13.4pp | 172.34%-165.8pp |
| Employer contribution / active EE | $8,673 | $5,311+63.3% | $4,577+89.5% | $4,379+98.1% |
| Participant deferral / active EE | $7,827 | $7,113+10.0% | $6,326+23.7% | $6,730+16.3% |
| Admin fee / account holder | $2,249 | $20,916-89.2% | $17,523-87.2% | $14,365-84.3% |