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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,392 | $125,193+13.7% | $105,591+34.9% | $145,978-2.5% |
| Participation rate | 55.6% | 77.6%-22.1pp | 75.3%-19.7pp | 80.3%-24.7pp |
| Annual return | 15.86% | 225.53%-209.7pp | 116.43%-100.6pp | 550.52%-534.7pp |
| Employer contribution / active EE | $1,207 | $3,718-67.5% | $3,166-61.9% | $4,662-74.1% |
| Participant deferral / active EE | $9,571 | $5,708+67.7% | $5,008+91.1% | $6,690+43.1% |
| Admin fee / account holder | $0 | $17,277-100.0% | $11,024-100.0% | $13,400-100.0% |