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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,494 | $211,105-88.9% | $178,449-86.8% | $145,978-83.9% |
| Participation rate | 14.3% | 80.8%-66.5pp | 77.1%-62.8pp | 80.3%-66.0pp |
| Annual return | 15.09% | 30.19%-15.1pp | 27.09%-12.0pp | 550.52%-535.4pp |
| Employer contribution / active EE | $972 | $4,569-78.7% | $3,951-75.4% | $4,662-79.2% |
| Participant deferral / active EE | $1,375 | $6,959-80.2% | $6,277-78.1% | $6,690-79.4% |
| Admin fee / account holder | $4,570 | $12,017-62.0% | $10,362-55.9% | $13,400-65.9% |