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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,113 | $110,410-71.8% | $102,437-69.6% | $145,897-78.7% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 16.54% | 24.85%-8.3pp | 24.95%-8.4pp | 552.29%-535.7pp |
| Employer contribution / active EE | $1,387 | $4,217-67.1% | $3,871-64.2% | $4,663-70.3% |
| Participant deferral / active EE | $4,933 | $5,622-12.2% | $5,060-2.5% | $6,689-26.3% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,390-100.0% |