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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,750 | $63,809-36.1% | $81,353-49.9% | $80,935-49.7% |
| Participation rate | 91.9% | 63.9%+28.0pp | 69.5%+22.4pp | 67.7%+24.2pp |
| Annual return | 9.73% | 16.37%-6.6pp | 24.82%-15.1pp | 35.66%-25.9pp |
| Employer contribution / active EE | $2,688 | $1,981+35.7% | $2,464+9.1% | $2,757-2.5% |
| Participant deferral / active EE | $3,934 | $3,093+27.2% | $3,885+1.3% | $4,299-8.5% |
| Admin fee / account holder | $1,957 | $5,686-65.6% | $5,766-66.1% | $6,924-71.7% |