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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,750 | $64,462-36.8% | $81,482-50.0% | $80,911-49.6% |
| Participation rate | 91.9% | 63.9%+28.0pp | 69.5%+22.4pp | 67.6%+24.2pp |
| Annual return | 9.73% | 16.35%-6.6pp | 24.79%-15.1pp | 35.63%-25.9pp |
| Employer contribution / active EE | $2,688 | $1,979+35.8% | $2,463+9.1% | $2,756-2.5% |
| Participant deferral / active EE | $3,934 | $3,094+27.1% | $3,885+1.3% | $4,297-8.5% |
| Admin fee / account holder | $1,957 | $5,678-65.5% | $5,761-66.0% | $6,935-71.8% |