Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,704 | $79,700-55.2% | $153,643-76.8% | $74,459-52.0% |
| Participation rate | 33.8% | 69.8%-36.1pp | 77.1%-43.3pp | 67.2%-33.5pp |
| Annual return | 16.39% | 15.07%+1.3pp | 15.71%+0.7pp | 1369.70%-1353.3pp |
| Employer contribution / active EE | $1,786 | $4,016-55.5% | $5,039-64.6% | $2,626-32.0% |
| Participant deferral / active EE | $3,370 | $5,315-36.6% | $6,754-50.1% | $4,350-22.5% |
| Admin fee / account holder | $4,713 | $1,790+163.3% | $12,739-63.0% | $1,945+142.3% |