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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,371 | $161,352+97.9% | $134,172+138.0% | $137,256+132.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 21.58% | 28.72%-7.1pp | 25.30%-3.7pp | 220.34%-198.8pp |
| Employer contribution / active EE | $14,935 | $4,099+264.4% | $3,420+336.7% | $4,156+259.4% |
| Participant deferral / active EE | $19,630 | $5,552+253.5% | $4,690+318.5% | $6,407+206.4% |
| Admin fee / account holder | $39,409 | $15,028+162.2% | $12,016+228.0% | $12,270+221.2% |