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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,173 | $97,125-85.4% | $86,233-83.6% | $137,256-89.7% |
| Participation rate | 87.0% | 74.2%+12.8pp | 69.0%+17.9pp | 80.0%+7.0pp |
| Annual return | 20.15% | 74.19%-54.0pp | 61.39%-41.2pp | 220.34%-200.2pp |
| Employer contribution / active EE | $1,384 | $2,841-51.3% | $2,504-44.7% | $4,156-66.7% |
| Participant deferral / active EE | $5,163 | $5,180-0.3% | $4,559+13.3% | $6,407-19.4% |
| Admin fee / account holder | $796 | $9,725-91.8% | $8,342-90.5% | $12,270-93.5% |