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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,416,386 | $201,370+603.4% | $184,256+668.7% | $145,897+870.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.26% | 29.05%-13.8pp | 28.85%-13.6pp | 552.29%-537.0pp |
| Employer contribution / active EE | $28,199 | $7,024+301.5% | $6,427+338.7% | $4,663+504.8% |
| Participant deferral / active EE | $144,386 | $9,808+1372.1% | $9,133+1480.9% | $6,689+2058.5% |
| Admin fee / account holder | $273,253 | $16,364+1569.8% | $13,899+1865.9% | $13,390+1940.7% |