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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,416,386 | $201,259+603.8% | $184,200+668.9% | $145,959+870.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.26% | 28.98%-13.7pp | 28.80%-13.5pp | 561.95%-546.7pp |
| Employer contribution / active EE | $28,199 | $7,018+301.8% | $6,424+339.0% | $4,661+505.0% |
| Participant deferral / active EE | $144,386 | $9,806+1372.4% | $9,132+1481.1% | $6,689+2058.7% |
| Admin fee / account holder | $273,253 | $16,372+1569.0% | $13,907+1864.9% | $13,398+1939.5% |