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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,433 | $69,118-90.7% | $53,647-88.0% | $138,895-95.4% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | -10.54% | 248.26%-258.8pp | 358.33%-368.9pp | 145.39%-155.9pp |
| Employer contribution / active EE | $846 | $1,189-28.9% | $962-12.1% | $4,194-79.8% |
| Participant deferral / active EE | $1,692 | $2,274-25.6% | $1,813-6.7% | $6,396-73.5% |
| Admin fee / account holder | $1,731 | $2,724-36.5% | $2,460-29.6% | $12,562-86.2% |