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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,296 | $160,070+5.1% | $147,117+14.4% | $145,897+15.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.68% | 98.69%-85.0pp | 420.54%-406.9pp | 552.29%-538.6pp |
| Employer contribution / active EE | $11,098 | $5,285+110.0% | $4,932+125.0% | $4,663+138.0% |
| Participant deferral / active EE | $3,933 | $8,419-53.3% | $8,065-51.2% | $6,689-41.2% |
| Admin fee / account holder | $2,364 | $15,035-84.3% | $12,993-81.8% | $13,390-82.3% |