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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,439 | $84,685-7.4% | $73,836+6.2% | $125,389-37.4% |
| Participation rate | 22.7% | 76.8%-54.0pp | 73.4%-50.7pp | 83.2%-60.5pp |
| Annual return | -0.24% | 3123.80%-3124.0pp | 2268.06%-2268.3pp | 282.24%-282.5pp |
| Employer contribution / active EE | $306 | $3,123-90.2% | $2,787-89.0% | $4,866-93.7% |
| Participant deferral / active EE | $1,500 | $3,993-62.4% | $3,583-58.1% | $5,352-72.0% |
| Admin fee / account holder | $859 | $5,694-84.9% | $4,882-82.4% | $9,541-91.0% |