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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,297 | $58,275-85.8% | $81,844-89.9% | $80,935-89.7% |
| Participation rate | 93.1% | 63.5%+29.6pp | 72.4%+20.7pp | 67.7%+25.4pp |
| Annual return | 15.30% | 41.82%-26.5pp | 778.87%-763.6pp | 35.66%-20.4pp |
| Employer contribution / active EE | $462 | $2,346-80.3% | $2,916-84.1% | $2,757-83.2% |
| Participant deferral / active EE | $2,322 | $3,285-29.3% | $4,323-46.3% | $4,299-46.0% |
| Admin fee / account holder | $458 | $4,749-90.3% | $7,355-93.8% | $6,924-93.4% |