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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,464 | $81,331-83.4% | $155,534-91.3% | $80,935-83.4% |
| Participation rate | 91.4% | 66.3%+25.2pp | 78.2%+13.2pp | 67.7%+23.8pp |
| Annual return | 10.33% | 33.37%-23.0pp | 64.92%-54.6pp | 35.66%-25.3pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,604 | $3,454-53.6% | $5,630-71.5% | $4,299-62.7% |
| Admin fee / account holder | $601 | $7,999-92.5% | $15,900-96.2% | $6,924-91.3% |