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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,037 | $181,062+5.5% | $158,223+20.7% | $155,188+23.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 10.85% | 57.39%-46.5pp | 52.09%-41.2pp | 148.84%-138.0pp |
| Employer contribution / active EE | $9,092 | $4,565+99.2% | $4,109+121.3% | $4,248+114.0% |
| Participant deferral / active EE | $16,604 | $6,134+170.7% | $5,467+203.7% | $6,531+154.2% |
| Admin fee / account holder | $2,428 | $18,825-87.1% | $16,047-84.9% | $14,480-83.2% |