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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,191 | $160,028-38.0% | $147,080-32.6% | $145,884-32.0% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 9.54% | 98.60%-89.1pp | 420.17%-410.6pp | 551.85%-542.3pp |
| Employer contribution / active EE | $19,086 | $5,286+261.1% | $4,933+286.9% | $4,662+309.4% |
| Participant deferral / active EE | $8,519 | $8,422+1.2% | $8,066+5.6% | $6,690+27.3% |
| Admin fee / account holder | $4,442 | $15,030-70.4% | $12,989-65.8% | $13,392-66.8% |