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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,191 | $159,978-38.0% | $147,041-32.5% | $145,978-32.1% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 9.54% | 98.36%-88.8pp | 419.21%-409.7pp | 550.52%-541.0pp |
| Employer contribution / active EE | $19,086 | $5,288+260.9% | $4,935+286.7% | $4,662+309.4% |
| Participant deferral / active EE | $8,519 | $8,429+1.1% | $8,071+5.5% | $6,690+27.3% |
| Admin fee / account holder | $4,442 | $15,053-70.5% | $13,006-65.8% | $13,400-66.8% |