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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,271 | $132,099-30.1% | $115,599-20.2% | $138,895-33.6% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.3%-24.3pp | 79.9%-29.9pp |
| Annual return | 13.95% | 176.76%-162.8pp | 111.10%-97.1pp | 145.39%-131.4pp |
| Employer contribution / active EE | $1,420 | $3,416-58.4% | $2,955-52.0% | $4,194-66.2% |
| Participant deferral / active EE | $7,805 | $5,617+38.9% | $4,889+59.6% | $6,396+22.0% |
| Admin fee / account holder | $1,169 | $15,650-92.5% | $12,841-90.9% | $12,562-90.7% |