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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,476 | $75,058+56.5% | $152,301-22.9% | $64,340+82.6% |
| Participation rate | 87.6% | 60.9%+26.7pp | 82.4%+5.2pp | 55.2%+32.4pp |
| Annual return | 17.73% | 29.93%-12.2pp | 80.50%-62.8pp | 24.14%-6.4pp |
| Employer contribution / active EE | $3,646 | $2,605+40.0% | $4,624-21.2% | $1,862+95.9% |
| Participant deferral / active EE | $13,871 | $5,041+175.2% | $8,004+73.3% | $2,980+365.4% |
| Admin fee / account holder | $21,723 | $4,050+436.3% | $14,398+50.9% | $3,703+486.7% |