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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,476 | $76,642+53.3% | $146,866-20.0% | $65,306+79.9% |
| Participation rate | 87.6% | 61.2%+26.4pp | 82.5%+5.1pp | 57.7%+29.9pp |
| Annual return | 17.73% | 33.40%-15.7pp | 102.85%-85.1pp | 21.94%-4.2pp |
| Employer contribution / active EE | $3,646 | $2,621+39.1% | $4,425-17.6% | $1,967+85.3% |
| Participant deferral / active EE | $13,871 | $4,864+185.2% | $7,759+78.8% | $2,959+368.7% |
| Admin fee / account holder | $21,723 | $3,960+448.5% | $13,620+59.5% | $3,480+524.3% |