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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,896 | $107,733-57.4% | $92,985-50.6% | $154,746-70.3% |
| Participation rate | 40.0% | 74.6%-34.6pp | 69.5%-29.5pp | 80.7%-40.7pp |
| Annual return | 21.69% | 30.39%-8.7pp | 27.99%-6.3pp | 172.34%-150.7pp |
| Employer contribution / active EE | $1,726 | $3,126-44.8% | $2,662-35.2% | $4,379-60.6% |
| Participant deferral / active EE | $2,997 | $5,053-40.7% | $4,377-31.5% | $6,730-55.5% |
| Admin fee / account holder | $1,660 | $11,369-85.4% | $9,463-82.5% | $14,365-88.4% |