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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,139 | $174,379-47.7% | $152,093-40.1% | $138,895-34.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 20.62% | 74.86%-54.2pp | 66.36%-45.7pp | 145.39%-124.8pp |
| Employer contribution / active EE | $2,980 | $4,652-35.9% | $4,175-28.6% | $4,194-29.0% |
| Participant deferral / active EE | $9,424 | $6,159+53.0% | $5,451+72.9% | $6,396+47.3% |
| Admin fee / account holder | $2,937 | $16,880-82.6% | $14,497-79.7% | $12,562-76.6% |