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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,302 | $102,385-46.0% | $147,080-62.4% | $80,935-31.7% |
| Participation rate | 91.4% | 75.9%+15.5pp | 82.2%+9.2pp | 67.7%+23.7pp |
| Annual return | 23.15% | 135.09%-111.9pp | 420.17%-397.0pp | 35.66%-12.5pp |
| Employer contribution / active EE | $1,834 | $3,717-50.6% | $4,933-62.8% | $2,757-33.5% |
| Participant deferral / active EE | $6,416 | $6,651-3.5% | $8,066-20.5% | $4,299+49.2% |
| Admin fee / account holder | $843 | $7,951-89.4% | $12,989-93.5% | $6,924-87.8% |