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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,484 | $154,754-33.8% | $124,206-17.5% | $138,895-26.2% |
| Participation rate | 80.0% | 75.5%+4.5pp | 69.6%+10.4pp | 79.9%+0.1pp |
| Annual return | -6.40% | 709.28%-715.7pp | 515.27%-521.7pp | 145.39%-151.8pp |
| Employer contribution / active EE | $982 | $4,446-77.9% | $3,540-72.3% | $4,194-76.6% |
| Participant deferral / active EE | $11,315 | $4,621+144.9% | $3,968+185.2% | $6,396+76.9% |
| Admin fee / account holder | $21,085 | $6,690+215.2% | $5,929+255.6% | $12,562+67.8% |