Filed September 30, 2025
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,891 | $225,673-79.7% | $203,872-77.5% | $155,188-70.4% |
| Participation rate | 50.0% | 80.3%-30.3pp | 77.8%-27.8pp | 80.8%-30.8pp |
| Annual return | 15.10% | 95.91%-80.8pp | 85.11%-70.0pp | 148.84%-133.7pp |
| Employer contribution / active EE | $8,531 | $4,099+108.1% | $3,757+127.0% | $4,248+100.8% |
| Participant deferral / active EE | $10,402 | $6,893+50.9% | $6,388+62.8% | $6,531+59.3% |
| Admin fee / account holder | $1,839 | $12,327-85.1% | $11,730-84.3% | $14,480-87.3% |