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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,614 | $99,053-30.7% | $88,179-22.2% | $138,895-50.6% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.1%-19.1pp | 79.9%-29.9pp |
| Annual return | 20.07% | 78.17%-58.1pp | 64.97%-44.9pp | 145.39%-125.3pp |
| Employer contribution / active EE | $1,099 | $2,882-61.9% | $2,549-56.9% | $4,194-73.8% |
| Participant deferral / active EE | $3,868 | $5,225-26.0% | $4,614-16.2% | $6,396-39.5% |
| Admin fee / account holder | $258 | $8,748-97.1% | $7,673-96.6% | $12,562-97.9% |