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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,872 | $100,139-51.2% | $85,187-42.6% | $145,884-66.5% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 13.95% | 84.15%-70.2pp | 66.67%-52.7pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,069 | $3,238-67.0% | $2,732-60.9% | $4,662-77.1% |
| Participant deferral / active EE | $4,336 | $5,296-18.1% | $4,525-4.2% | $6,690-35.2% |
| Admin fee / account holder | $190 | $7,262-97.4% | $6,162-96.9% | $13,392-98.6% |