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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,421 | $58,241-54.6% | $81,780-67.7% | $80,911-67.3% |
| Participation rate | 76.3% | 63.4%+12.9pp | 72.4%+4.0pp | 67.6%+8.7pp |
| Annual return | 9.20% | 41.73%-32.5pp | 776.27%-767.1pp | 35.63%-26.4pp |
| Employer contribution / active EE | $370 | $2,343-84.2% | $2,914-87.3% | $2,756-86.6% |
| Participant deferral / active EE | $379 | $3,283-88.5% | $4,321-91.2% | $4,297-91.2% |
| Admin fee / account holder | $700 | $4,973-85.9% | $7,384-90.5% | $6,935-89.9% |