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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,538 | $183,539-13.6% | $155,556+1.9% | $145,897+8.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.32% | 61.31%-49.0pp | 64.84%-52.5pp | 552.29%-540.0pp |
| Employer contribution / active EE | $2,302 | $5,315-56.7% | $4,675-50.8% | $4,663-50.6% |
| Participant deferral / active EE | $6,690 | $6,467+3.4% | $5,631+18.8% | $6,6890% |
| Admin fee / account holder | $4,195 | $19,275-78.2% | $15,885-73.6% | $13,390-68.7% |