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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,706 | $184,014-80.6% | $161,149-77.8% | $138,895-74.3% |
| Participation rate | 56.5% | 82.1%-25.6pp | 78.8%-22.3pp | 79.9%-23.4pp |
| Annual return | 18.92% | 21.52%-2.6pp | 21.16%-2.2pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,830 | $5,055-63.8% | $4,360-58.0% | $4,194-56.4% |
| Participant deferral / active EE | $3,719 | $6,909-46.2% | $6,153-39.6% | $6,396-41.9% |
| Admin fee / account holder | $4,428 | $18,027-75.4% | $15,194-70.9% | $12,562-64.8% |