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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,530 | $99,875-15.4% | $146,866-42.4% | $86,983-2.8% |
| Participation rate | 57.7% | 75.8%-18.1pp | 82.5%-24.8pp | 69.5%-11.8pp |
| Annual return | 11.95% | 28.10%-16.1pp | 102.85%-90.9pp | 25.83%-13.9pp |
| Employer contribution / active EE | $880 | $3,224-72.7% | $4,425-80.1% | $2,584-66.0% |
| Participant deferral / active EE | $3,355 | $6,322-46.9% | $7,759-56.8% | $4,194-20.0% |
| Admin fee / account holder | $6 | $7,838-99.9% | $13,620-100.0% | $7,856-99.9% |