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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,379 | $126,661-61.8% | $113,397-57.3% | $138,895-65.2% |
| Participation rate | 87.0% | 79.4%+7.5pp | 76.5%+10.5pp | 79.9%+7.0pp |
| Annual return | 14.33% | 25.05%-10.7pp | 23.20%-8.9pp | 145.39%-131.1pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,519 | $5,693-20.6% | $5,076-11.0% | $6,396-29.4% |
| Admin fee / account holder | $15,014 | $14,549+3.2% | $11,957+25.6% | $12,562+19.5% |