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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,332 | $211,288-87.1% | $178,540-84.7% | $145,884-81.3% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 9.87% | 30.27%-20.4pp | 27.15%-17.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $0 | $4,574-100.0% | $3,953-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $20,333 | $6,967+191.9% | $6,281+223.8% | $6,690+204.0% |
| Admin fee / account holder | $236 | $12,105-98.0% | $10,424-97.7% | $13,392-98.2% |