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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,493 | $174,379+27.0% | $152,093+45.6% | $138,895+59.5% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 14.68% | 74.86%-60.2pp | 66.36%-51.7pp | 145.39%-130.7pp |
| Employer contribution / active EE | $3,046 | $4,652-34.5% | $4,175-27.0% | $4,194-27.4% |
| Participant deferral / active EE | $9,238 | $6,159+50.0% | $5,451+69.5% | $6,396+44.4% |
| Admin fee / account holder | $47,741 | $16,880+182.8% | $14,497+229.3% | $12,562+280.0% |