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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,843 | $81,262-48.5% | $155,602-73.1% | $80,911-48.3% |
| Participation rate | 28.0% | 66.2%-38.2pp | 78.2%-50.2pp | 67.6%-39.6pp |
| Annual return | 13.77% | 33.34%-19.6pp | 64.81%-51.0pp | 35.63%-21.9pp |
| Employer contribution / active EE | $537 | $3,102-82.7% | $4,675-88.5% | $2,756-80.5% |
| Participant deferral / active EE | $1,431 | $3,451-58.5% | $5,629-74.6% | $4,297-66.7% |
| Admin fee / account holder | $29 | $7,992-99.6% | $15,923-99.8% | $6,935-99.6% |