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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,843 | $81,331-48.6% | $155,534-73.1% | $80,935-48.3% |
| Participation rate | 28.0% | 66.3%-38.3pp | 78.2%-50.2pp | 67.7%-39.7pp |
| Annual return | 13.77% | 33.37%-19.6pp | 64.92%-51.1pp | 35.66%-21.9pp |
| Employer contribution / active EE | $537 | $3,105-82.7% | $4,675-88.5% | $2,757-80.5% |
| Participant deferral / active EE | $1,431 | $3,454-58.6% | $5,630-74.6% | $4,299-66.7% |
| Admin fee / account holder | $29 | $7,999-99.6% | $15,900-99.8% | $6,924-99.6% |