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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,783 | $201,370-47.5% | $184,256-42.6% | $145,897-27.5% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 21.69% | 29.05%-7.4pp | 28.85%-7.2pp | 552.29%-530.6pp |
| Employer contribution / active EE | $5,066 | $7,024-27.9% | $6,427-21.2% | $4,663+8.6% |
| Participant deferral / active EE | $8,526 | $9,808-13.1% | $9,133-6.7% | $6,689+27.5% |
| Admin fee / account holder | $5,699 | $16,364-65.2% | $13,899-59.0% | $13,390-57.4% |