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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,560 | $181,062+10.2% | $158,223+26.1% | $155,188+28.6% |
| Participation rate | 83.3% | 82.7%+0.7pp | 79.2%+4.1pp | 80.8%+2.5pp |
| Annual return | 16.29% | 57.39%-41.1pp | 52.09%-35.8pp | 148.84%-132.5pp |
| Employer contribution / active EE | $2,982 | $4,565-34.7% | $4,109-27.4% | $4,248-29.8% |
| Participant deferral / active EE | $10,434 | $6,134+70.1% | $5,467+90.9% | $6,531+59.8% |
| Admin fee / account holder | $1,574 | $18,825-91.6% | $16,047-90.2% | $14,480-89.1% |