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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,532 | $211,105-72.7% | $178,449-67.8% | $145,978-60.6% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 10.86% | 30.19%-19.3pp | 27.09%-16.2pp | 550.52%-539.7pp |
| Employer contribution / active EE | $3,314 | $4,569-27.5% | $3,951-16.1% | $4,662-28.9% |
| Participant deferral / active EE | $4,871 | $6,959-30.0% | $6,277-22.4% | $6,690-27.2% |
| Admin fee / account holder | $282 | $12,017-97.7% | $10,362-97.3% | $13,400-97.9% |