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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,532 | $211,288-72.8% | $178,540-67.8% | $145,884-60.6% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 10.86% | 30.27%-19.4pp | 27.15%-16.3pp | 551.85%-541.0pp |
| Employer contribution / active EE | $3,314 | $4,574-27.5% | $3,953-16.2% | $4,662-28.9% |
| Participant deferral / active EE | $4,871 | $6,967-30.1% | $6,281-22.4% | $6,690-27.2% |
| Admin fee / account holder | $282 | $12,105-97.7% | $10,424-97.3% | $13,392-97.9% |