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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,645 | $81,487-56.3% | $102,412-65.2% | $80,935-56.0% |
| Participation rate | 80.6% | 66.8%+13.7pp | 74.5%+6.1pp | 67.7%+12.9pp |
| Annual return | 22.29% | 25.60%-3.3pp | 24.94%-2.6pp | 35.66%-13.4pp |
| Employer contribution / active EE | $1,408 | $3,103-54.6% | $3,870-63.6% | $2,757-48.9% |
| Participant deferral / active EE | $2,819 | $3,871-27.2% | $5,060-44.3% | $4,299-34.4% |
| Admin fee / account holder | $751 | $6,717-88.8% | $8,388-91.0% | $6,924-89.2% |