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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,861 | $84,953-9.5% | $163,379-53.0% | $82,637-7.0% |
| Participation rate | 65.2% | 65.9%-0.7pp | 76.8%-11.6pp | 68.1%-2.8pp |
| Annual return | 18.36% | 23.07%-4.7pp | 63.41%-45.0pp | 53.51%-35.1pp |
| Employer contribution / active EE | $1,481 | $2,183-32.1% | $3,752-60.5% | $2,552-42.0% |
| Participant deferral / active EE | $2,822 | $4,326-34.8% | $6,282-55.1% | $4,126-31.6% |
| Admin fee / account holder | $3,329 | $7,921-58.0% | $9,818-66.1% | $7,339-54.6% |