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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,499 | $106,974-33.2% | $90,796-21.3% | $138,895-48.5% |
| Participation rate | 37.5% | 74.9%-37.4pp | 69.5%-32.0pp | 79.9%-42.4pp |
| Annual return | 13.51% | 20.10%-6.6pp | 19.29%-5.8pp | 145.39%-131.9pp |
| Employer contribution / active EE | $442 | $2,609-83.1% | $2,294-80.7% | $4,194-89.5% |
| Participant deferral / active EE | $1,477 | $4,455-66.8% | $3,822-61.3% | $6,396-76.9% |
| Admin fee / account holder | $6,958 | $8,626-19.3% | $7,024-0.9% | $12,562-44.6% |