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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,499 | $99,380-28.1% | $90,312-20.8% | $155,188-53.9% |
| Participation rate | 37.5% | 77.3%-39.8pp | 72.9%-35.4pp | 80.8%-43.3pp |
| Annual return | 13.51% | 19.35%-5.8pp | 18.90%-5.4pp | 148.84%-135.3pp |
| Employer contribution / active EE | $442 | $2,390-81.5% | $2,243-80.3% | $4,248-89.6% |
| Participant deferral / active EE | $1,477 | $4,212-64.9% | $3,749-60.6% | $6,531-77.4% |
| Admin fee / account holder | $6,958 | $9,766-28.8% | $8,248-15.6% | $14,480-51.9% |