Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,171 | $117,846-82.9% | $102,434-80.3% | $145,884-86.2% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 0.57% | 31.90%-31.3pp | 29.46%-28.9pp | 551.85%-551.3pp |
| Employer contribution / active EE | $3,054 | $3,615-15.5% | $3,023+1.0% | $4,662-34.5% |
| Participant deferral / active EE | $6,189 | $5,733+7.9% | $5,055+22.4% | $6,690-7.5% |
| Admin fee / account holder | $3,498 | $13,356-73.8% | $9,462-63.0% | $13,392-73.9% |